Top 10 Fintech Companies in Chicago

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Abstract colorful art representing Fintech in Chicago

Explore the top 10 Fintech companies in Chicago (in the ConnectFlux database) by estimated revenue ranges. These industry leaders are making significant contributions to the market and shaping the future of Fintech.

1. ArgonCredit

Imagine a lending experience that feels as fast and personalized as ordering your favorite coffee from your local barista. That's the reality Argon Credit has created. This Chicago-based fintech pioneer has revolutionized consumer lending by harnessing the power of advanced AI. Through their innovative Argon Intelligence algorithm, they analyze thousands of data points in less than a blink of an eye, creating a comprehensive client avatar. This allows them to offer tailored loan offerings that fit each applicant's unique financial profile like a glove. But the innovation doesn't stop there. Argon Credit has streamlined the lending process to an online platform, accessible 24/7, thus eliminating the unnecessary waiting associated with traditional lending institutions. Their rapid growth from a small team of 3 to a bustling 90-strong workforce in just 20 months is a testament to their success. Featured in renowned media outlets such as the Wall Street Journal and Chicago Inno, Argon Credit has become a beacon in the fintech landscape. Despite facing challenges like bankruptcy proceedings, they have remained steadfast, continuing to serve their clients with transparency and efficiency. Today, Argon Credit stands as a key player in the analytics, consumer lending, finance, and fintech industries, especially in Chicago's vibrant startup community. Their commitment to innovation and customer-centricity, combined with their ability to offer tailored financial solutions powered by AI, underscores their significant impact in the personal finance and innovation management sectors.

Analytics, Consumer Lending, Finance, Financial Services, FinTech, Innovation Management, Personal Finance
Founded in 2013-12-01
Chicago, Illinois, United States
For Profit

2. Medean

Discover how Medean, a trailblazing FinTech company stationed in the heart of financial innovation, Chicago, is making waves in the financial services landscape. With a profound focus on simplicity and putting the customer at the center, Medean stands out from the crowd, delivering a unique selling proposition that truly distinguishes it from its competitors. Offering a variety of key services such as seamless financial transactions, peer-to-peer lending, and comprehensive financial management tools, Medean is empowering individuals with financial control and flexibility like never before. The company's influence spans across multiple industries including Apps, Financial Services, FinTech, and Peer-to-Peer sectors, revolutionizing how people engage with money and each other. Medean's Chicago presence is a testament to its dedication towards fostering an inclusive and efficient financial ecosystem. The company has been applauded for its groundbreaking technology and customer-centric approach, leading to significant customer satisfaction and loyalty. Just as platforms like SoundCloud have created unique communities for creators and fans, Medean is building a platform that connects individuals with financial needs, cultivating a supportive and dynamic community. For a deeper understanding of how unique selling propositions like Medean's are reshaping industries, explore the strategies used by companies like Canva and ConvertKit that have successfully leveraged their USPs to dominate their respective markets. Medean's continuous innovation and enhancement of its services ensure its customers are always provided with accessible, reliable, and secure financial solutions.

Apps, Financial Services, FinTech, Peer to Peer
Founded in 2015-01-01
Chicago, Illinois, United States
For Profit

3. CondoGrade

Imagine you're on a financial tightrope, balancing the budgeting and operational needs of your condominium or homeowners association (HOA). It's a precarious situation, but CondoGrade, a Chicago-based fintech company, extends an expert hand to steady your path. With their data-driven insights and advanced financial analytics, CondoGrade illuminates the financial landscape of your condominium or HOA. It's akin to having a high-powered flashlight in a dark cave, revealing detailed assessments that empower you to make informed decisions, optimize budgets, and boost property values. Their expertise extends beyond mere numbers as they address the elephant in the room - operational efficiency and financial transparency, two critical pain points in the real estate sector. They've even developed proprietary assessment tools, revolutionizing the standard for condominium financial health evaluations. This customer-centric approach ensures that clients receive tailored solutions and expert guidance, enabling them to manage their properties more effectively and enhance resident services. As a result, CondoGrade is helping reshape the way condominiums and HOAs manage their finances and operations, firmly placing them at the forefront of the fintech and real estate industries.

Financial services, Fintech, Condominiums, Hoas, Real estate
Founded in 2015
Chicago, Illinois

4. Cumulus Funding

Imagine reshaping the world of finance with innovative and accessible solutions. That's what Cumulus Funding aims to do, following in the footsteps of trailblazers like Align Income Share Funding, and other companies revolutionizing the consumer finance, financial services, and FinTech industries. These forward-thinking entities are leveraging technology to offer a fresh take on traditional personal loans, crafting flexible funding models that adapt to the individual's income and expenditure patterns. This customer-centric approach is not only enhancing customer satisfaction but is also solidifying the financial ecosystem's resilience across cities like Chicago, across Illinois, and indeed, across the United States. The importance of these innovative financial strategies isn't limited to the finance sector. Companies in other industries, such as Talen Energy, have demonstrated how such strategies can fuel industry growth. The impact of tailored financial solutions like those Cumulus Funding would likely provide is monumental as they cater to a broad spectrum of consumer and business financial needs. To delve deeper into the exciting world of innovative financial platforms, check out Fundable, a comprehensive platform that offers valuable insights into the landscape of startup fundraising and financial innovation.

Consumer, Finance, Financial Services, FinTech
Founded in 2011-01-01
Chicago, Illinois, United States
For Profit

5. FranShares

Imagine a world where investing in franchises is as simple as buying a cup of coffee. Welcome to FranShares, a trailblazer in the franchise investment sphere, where that dream is a reality. FranShares reshapes the way we perceive franchise ownership, offering an opportunity to invest in a diversified franchise portfolio for as little as $500. This revolutionary approach breaks down the traditional barriers that limited franchise ownership to high-net-worth individuals or institutional investors. Now, an even wider audience can tap into the exciting world of franchising. FranShares leverages a data-centric investment philosophy to curate superior franchise investment opportunities across various industries and geographies. The potential for 100% passive income through fractional franchise ownership is an attractive proposition. This unique platform, based in Chicago, Illinois, is supported by Chicago Ventures and has received accolades from leading media outlets such as Forbes, Entrepreneur, and Business Insider. Kenny Rose, the platform's founder, brings over a decade of experience in franchising, having worked with over 600 franchise brands in more than 100 industries. FranShares not only equips investors with comprehensive financial information, historical performance data, and full disclosure for informed investment decisions but also fosters a virtuous cycle of local business ownership and community engagement. FranShares is committed to democratizing franchise ownership, thereby amplifying the financial opportunities franchising offers to a wider audience.

Crowdfunding, Crowdsourcing, Finance, Financial Exchanges, Financial Services, FinTech, Franchise, Funding Platform, Personal Finance
Founded in 9/1/20
Chicago, Illinois, United States
For Profit

6. Glidera

Step into the dynamic world of Glidera, an innovative financial services company that's making waves in Bitcoin transactions, Financial Services, and the burgeoning FinTech industry. Hailing from Chicago, Illinois, Glidera's unique claim to fame is its secure, user-friendly platform that simplifies buying and selling Bitcoin. Moreover, Glidera has earned its stripes by ingeniously integrating with conventional banking systems, enabling users to purchase Bitcoin directly from their bank accounts. This smart move has not only boosted Glidera's standing in the FinTech sector but also fostered wider acceptance of Bitcoin in mainstream financial services. With a steadfast commitment to regulatory compliance and robust security measures, Glidera has carved out a niche for itself as a reliable and trustworthy platform in the volatile cryptocurrency market. Catering to the evolving needs of its customers, Glidera has become a vital link between traditional banking and the emerging cryptocurrency market, offering a streamlined and secure way to engage with Bitcoin. For a deeper dive into the world of cryptocurrency and FinTech, check out resources like New Breed Revenue that provide insightful guides on how businesses, such as Glidera, create unique selling propositions to distinguish themselves in competitive markets.

Bitcoin, Financial Services, FinTech
Founded in 2014-01-01
Chicago, Illinois, United States
For Profit

7. Owl

Imagine a company that's not just riding the wave of the future but actually shaping it. Meet OWL Services, a leader in the integrated service industry and a key player in the energy transformation of North America. With a keen eye on the horizon of power, OWL offers wide-ranging solutions for petroleum and electric charging businesses. From constructing EV charging stations to monitoring fuel, installing security systems, or managing retail and fleet operations, they've got it all covered. OWL is also a trusted supplier of petroleum and charging equipment, making it a one-stop shop for the industry's needs. But what sets OWL apart is its ability to cater to both traditional fueling operations and the rising electric vehicle charging infrastructure. With a robust presence across the United States and a team of over 1,500 field service professionals, OWL serves a broad clientele, from full-service convenience stores to fleet operations centers. More importantly, OWL is driving the electrification of the transportation sector, contributing significantly to the energy transition in North America. By delivering high-quality solutions and unmatched customer experiences, OWL helps its customers maximize uptime and profitability, earning its place as a trusted industry partner.

Finance, FinTech, Personal Finance
Founded in 2012-01-01
Chicago, Illinois, United States
For Profit

8. Braviant Holdings

Imagine a lighthouse in the stormy sea of financial challenges. That lighthouse is Braviant Holdings, a Chicago-based fintech company that guides underbanked individuals towards financial stability with innovative credit products and services. Established in 2014, Braviant utilizes proprietary technology and advanced analytics to revolutionize the online credit access process, making it more streamlined and user-friendly. The company looks beyond traditional credit scores, using state-of-the-art machine learning to accurately assess a person's capacity and intent to repay. Consequently, Braviant provides fair credit opportunities to non-prime consumers, helping them improve their credit status and attain better financial futures. Furthermore, Braviant's customer-centric approach, backed by a team of seasoned professionals, emphasizes transparency and affordability in credit solutions. The company's remarkable achievements include the development of unique decision models that prioritize customer success. Indeed, Braviant's commitment to creating positive transformations in the financial services sector is making Chicago a hub for fintech innovation.

Financial services, Fintech, Lending, Ecommerce, Financial services
Founded in 2013
Chicago, Illinois

9. NinjaHoldings

Imagine a financial services company that's not just changing the game but reshaping the entire field. Meet NinjaHoldings, a transformative entity established in 2017, leading the way in fintech, nonbank lending, consumer lending, and specialty finance. With its innovative brands like CreditNinja, NinjaCard, and NinjaEdge, NinjaHoldings is revolutionizing digital banking and lending products, focusing on individuals who often fall through the cracks of traditional financial institutions. What sets NinjaHoldings apart? It's their tailor-made underwriting, fraud detection, and analytics services that not only help businesses comprehend their customers better but also deliver financial solutions that are simple and transparent. Furthermore, they have invested over $100,000,000 in developing NinjaEdge, an impressive risk analytics software platform that provides a more insightful risk assessment. This Chicago-based company is making strides in the industry by offering inclusive product offerings and utilizing its proprietary technology to grant individuals access to much-needed credit, ultimately guiding them towards financial stability. With a significant presence in Miami and the capability for remote work, NinjaHoldings is continually expanding its influence and impact. So, if you're interested in a financial services company that's redefining the way Americans handle their money, NinjaHoldings is the one to watch.

Financial services, Fintech, Nonbank lending, Consumer lending, Specialty finance
Founded in 2017
Chicago, Illinois

10. Neurensic

Imagine a world where artificial intelligence (AI) is used to transform the way businesses operate in the realms of FinTech, SaaS, and software industries. This world is not a distant future, but a reality created by Neurensic, a groundbreaking AI platform. Founded in 2015, Neurensic was acquired by Trading Technologies International, Inc. in 2017, making it a significant player in the AI regtech landscape. Its unique selling point is its ability to process high-speed, big data alongside machine learning technology, enabling it to identify intricate trading patterns across various markets in near real-time. This innovative approach allows firms to continuously assess compliance risks linked to complex trading behaviors. The cherry on top? It offers advanced machine learning surveillance capabilities at the push of a button, without the need for infrastructure investment or integration costs. Based in the bustling city of Chicago, Illinois, a hub for FinTech innovation, Neurensic has made its mark on the trading landscape. Its integration with Trading Technologies has further enhanced the TT platform, offering clients unmatched AI solutions. By providing a robust and efficient tool for managing compliance risks, Neurensic empowers its customers to navigate the complexities of modern trading systems with confidence. Learn more about Neurensic's impact and Trading Technologies' acquisition here.

FinTech, SaaS, Software
Founded in 2015-02-01
Chicago, Illinois, United States
For Profit

These 10 Fintech companies in Chicago are at the forefront of innovation and growth. Their impact on the industry is profound, and they continue to drive progress and success.