Karus

About Karus

Karus enables institutions to offer competitive funding on retail auto purchases and refinancings. Through our extensive dealer network, auto borrowers are sourced and scored using Karus’ proprietary machine-learning decisioning tool. Our models, which have been trained on millions of borrowers and vehicles, open up financing opportunities for subprime and near-prime cohorts that have traditionally been disqualified by credit agencies. For the first time, Karus powered institutions are able to participate in a newly democratized lending ecosystem that offers unparalleled opportunities for risk-adjusted returns while also benefiting dealers and end borrowers.